With
Justice Kennedy’s retirement comes the possible overturning of decisions that
will affect society broadly, one of them being Tex. Dep't of Hous. &
Cmty. Affairs v. Inclusive Cmtys. Project, Inc., 135 S. Ct. 2507 (2015). Kennedy was the swing vote that decided on
“disparate impact”, which prohibits discrimination in housing when the
discrimination is not intended. In Inclusive Community Projects housing
waivers where being concentrated in minority and lower income neighborhoods
which denied the recipients the benefits of being part of a more opportunists
neighborhood. Furthermore,
under Secretary Carson HUD has said that they will reexamine their desperate
impact rule. There is no need to do this as the SCOTUS has already adjudicated
that this rule is constitutional. There are fears that if HUD stops or softens the
enforcement of this rule legal battles will ensue. If these legal battles make
their way to the SCOTUS, then it is possible that Inclusive Community
Projects will be overturned without Kennedy’s swing vote.
From redlining to “pinklining,” a term most people have probably never heard, is hurting women and especially women of color. The term comes from the 1970's term redlining . T he term used by governments, agencies, banks and other lenders to deny people of color access to mortgages and credit. Those in charge of public policy and lending practices would draw a redline around certain neighborhoods with high concentrations of minorities and deny them financing and other forms of credit if they lived within those lines. Now, more specifically lenders are using the term "pinklining" ala redlining to identify neighborhoods and deny woman of color the chance to buy homes. Is There a Gender Gap in Home Equity Loans? (investopedia.com)
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