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WHY does Orange and Durham Counties Have Highest Housing Discrimination Complaints Per Capita

A recent report from the U.S. Department of Housing and Urban Development (HUD) found that in North Carolina, Orange and Durham counties have the highest rates of filed housing discrimination complaints. In the past five years, disability and racial discrimination accounted for 47.6% and 32.4% of all housing discrimination complaints, respectively.
Although this may sound like an extreme issue with the community, Jeffrey Dillman and Jack Holtzman, the co-directors of the Fair Housing Project, note that the reason for these percentages could be because the residents of those counties are more aware of their rights compared to residents from other counties. Holtzman noted that the Fair Housing Project believes that those from different counties “may not be as educated about their housing rights or outlets to report discrimination.” He went on to highlight that there are a substantial percentage of individuals throughout North Carolina that do not know how to file housing complaints, or …

With Justice Kennedy’s Retirement, Fair Housing in Peril:

With Justice Kennedy’s retirement comes the possible overturning of decisions that will affect society broadly, one of them being Tex. Dep't of Hous. & Cmty. Affairs v. Inclusive Cmtys. Project, Inc., 135 S. Ct. 2507 (2015).Kennedy was the swing vote that decided on “disparate impact”, which prohibits discrimination in housing when the discrimination is not intended. In Inclusive Community Projects housing waivers where being concentrated in minority and lower income neighborhoods which denied the recipients the benefits of being part of a more opportunists neighborhood. Furthermore, under Secretary Carson HUD has said that they will reexamine their desperate impact rule. There is no need to do this as the SCOTUS has already adjudicated that this rule is constitutional. There are fears that if HUD stops or softens the enforcement of this rule legal battles will ensue. If these legal battles make their way to the SCOTUS, then it is possible that Inclusive Community Projects wil…

Rep. Maxine Waters takes strong stand for Fair Housing:

Senator Maxine Water’s has introduced CRL, H.R. 6220., this bill is a response to the actions of Secretary of HUD Ben Carson.Carson has proposed cutting the HUD budget by 1 billion dollars, increased rental fees, has removed fair housing language from their mission statement, and has suspended the Affirmatively Furthering Fair Housing (AFFH) rule. Senator Water’s proposed bill is intended to restore HUD’s fair housing agenda. This restoration entails: the adding the fair housing language to the mission statement, restoring “HUD’s AFFH rule as soon as practically possible following the bill’s enactment; HUD’s Local Government Assessment Tool that helps state and local jurisdictions to comply with the AFFH rule within 30 days of enactment; and a requirement that the HUD Secretary report to Congress a Secretary-directed review of fair housing complaints that involve an online platform, the addition ofan analysis of trends and risks related to discrimination, steps to address such discrim…
At the housing project where Obama began his career, residents are filled with pride — and frustration:

What does the future hold to residents of the south side of Chicago who counted on former president Obama, where he made his first attempt at public service, helping a community in much need of services, and what if anything was done in the past eight years. The Altgeld’s residents remember the promises made eight years ago. The residents continue to be frustrated that Obama did not do more for the communities that helped his political career. They now are in fear of what may happen under President Trump, the future does not look good:
https://www.washingtonpost.com/national/at-a-chicago-housing-project-pride-in-obama-but-a-hope-for-more-change/2017/01/08/b6ebba6e-d378-11e6-a783-cd3fa950f2fd_story.html?utm_term=.9a7af007f783

The importance of allowing cities to continue to enforce housing laws...

Banks continue to discriminate against minorities. Cities across the country suffer because of this institutional conduct. Cities should continue to enforce the housing laws against banks and insurance companies on behalf of its inhabitants.

http://www.redlandsdailyfacts.com/opinion/20161111/to-fight-housing-discrimination-letting-cities-sue-is-key-erwin-chemerinsky

DOJ continues to hold banks accountable for the 2008 financial crisis.

The Department of Justice holds Goldman Sachs accountable for their part in the lending collapse of 2008. The Department and Goldman agreed to $5.06 billion settlement.
          DOJ alleged that prior to 2008 Goldman Sachs was falsely assuring investors that the securities it was selling to them were backed by sound mortgages. These securities are referred to as Residential Mortgage Backed Securities (RMBS). Goldman Sachs was fully aware that the RMBS they were selling were not backed by sound mortgages. This illegal action led investors to buy these security-backed mortgages, which ultimately failed when the mortgagees defaulted on their mortgage payments. These continuous defaults from multiple pools of mortgages led to the housing bubble bursting. The banks were no longer bringing in money from the loans and the investors were losing their investments. Goldman Sachs’ actions cost both private and government entities billions.
          Goldman Sachs failure to do their required du…