Senator
Maxine Water’s has introduced CRL, H.R. 6220., this bill is a response to the
actions of Secretary of HUD Ben Carson.
Carson has proposed cutting the HUD budget by 1 billion dollars, increased
rental fees, has removed fair housing language from their mission statement,
and has suspended the Affirmatively Furthering Fair Housing (AFFH) rule. Senator Water’s proposed bill is intended to restore HUD’s
fair housing agenda. This restoration entails: the adding the fair housing
language to the mission statement, restoring “HUD’s AFFH rule as soon as practically possible following
the bill’s enactment; HUD’s Local Government Assessment Tool that helps state
and local jurisdictions to comply with the AFFH rule within 30 days of
enactment; and a requirement that the HUD Secretary report to Congress a
Secretary-directed review of fair housing complaints that involve an online
platform, the addition of an analysis of
trends and risks related to discrimination, steps to address such
discrimination, and the status of complaints filed. The legislation also includes a requirement that
owners and operators of HUD-funded homeless shelters to post a notice informing
clients of their rights under an agency rule regarding gender identity. This
rule affects any grantee receiving funding through the agency’s Community
Planning and Development program.”
From redlining to “pinklining,” a term most people have probably never heard, is hurting women and especially women of color. The term comes from the 1970's term redlining . T he term used by governments, agencies, banks and other lenders to deny people of color access to mortgages and credit. Those in charge of public policy and lending practices would draw a redline around certain neighborhoods with high concentrations of minorities and deny them financing and other forms of credit if they lived within those lines. Now, more specifically lenders are using the term "pinklining" ala redlining to identify neighborhoods and deny woman of color the chance to buy homes. Is There a Gender Gap in Home Equity Loans? (investopedia.com)
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